When did they refund you? Was it when you tried to put the card purchase through? So far it’s let me (I purchased on dec 26), but I haven’t ordered cards yet
What address are you using? If a US address, it should work. If Canadian, it won’t since the club gives you free shipping and they obviously can’t do that to a different country.
I think it may depend what you get. If only cards, it sounds like it’s coming from the Markham Ontario (warehouse inventory), but other items they cannot send.